WORKERS’ COMPENSATION
FOR COMMUNITY ASSOCIATION VOLUNTEERS

Some association boards of directors mistakenly believe because they don’t have employees Workers’ Compensation coverage is not necessary. Yet an association can end up being responsible for a volunteer’s medical expenses if he or she is injured while working on behalf of the association – let’s say while the individual is helping with landscaping, the sprinkler system or decorating the clubhouse.

A Workers’ Compensation policy from Kevin Davis Insurance Services (KDIS) for community associations covers losses for any non-compensated volunteers of the association. Providing Workers’ Comp is also a huge benefit to the association. What better way to encourage residents to participate and volunteer: Provide them with Workers’ Comp benefits in the event of an unintended injury.